Paying the insurance contribution is the duty of the insured(The employee insured, The self-employed insured, etc). If the insured fails to pay contributions, the NHIS may take an action to collect it by authority, according to the law.
The Employee insured
The amount of contribution is set by calculation on multiplying employee’s monthly wage by its contribution rate: 7.09% as of 2024
The Self-employed insured
The contribution for a household(the self-employed insured) is set based on the information of the household’s wealth, such as income, property, and cars. Its contribution is calculated by multiplying the scores* and value per score
(* scores is the sum of the scores of income, property, and a car possessed by a household)
The Change of the Contribution rate and Value per score(by year)
Year | The employee Insured | The self-employed Insured |
---|---|---|
Contribution Rate(unit: %) | Value per point(unit: KRW) | |
2012 | 5.8 | 170 |
2013 | 5.89 | 172.7 |
2014 | 5.99 | 175.6 |
2015 | 6.07 | 178 |
2016 | 6.12 | 179.6 |
2017 | 6.12 | 179.6 |
2018 | 6.24 | 183.3 |
2019 | 6.46 | 189.7 |
2020 | 6.67 | 195.8 |
2021 | 6.86 | 201.5 |
2022 | 6.99 | 205.3 |
2023 | 7.09 | 208.4 |
2024 | 7.09 | 208.4 |
Imposing and Collecting the Contributions
Type | The employee-insured | The self-employed insured | |
---|---|---|---|
Monthly Contribution | Monthly Average Wage X Contribution Rate (Current: 7.09%) | Contribution Score X Value Per Point (currently KRW 208.4) | |
Contribution share rate |
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None |
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Collection | Deducted from salary | Paid by a householder on a monthly basis | |
Payment Due Date | 10th of the following month (every month) |
Reduction in Contribution
The total reduction rate must not exceed 50% of the monthly contribution (except for parental leave)
Exemption of the Contribution Payment